Provisional licence insurance (learner driver insurance) lets you practise in a private car between lessons. Cover a parent or friend’s car from 1 day up to 24 weeks with a qualified supervisor — without adding you permanently to their annual policy.
What is provisional licence insurance?
Provisional licence insurance is short-term cover for learner drivers who hold a UK provisional licence. It is also called provisional insurance, learner insurance and car insurance for learner drivers.
You practise in an eligible private car with a supervisor who meets age and experience rules. It is not annual insurance for a newly passed driver.
Own car or someone else’s
Most learners buy cover to drive a parent or friend’s car for private practice. Searches for learner insurance own car and learner driver insurance own car usually mean practising in a family car you have permission to use — not buying a new car in your name.
Who needs a supervisor?
Your supervisor must typically be 25 or over with at least three years’ full licence experience. L plates must be displayed and you must follow provisional licence rules. Cover usually ends a few hours after you pass your test.
1 day learner insurance vs longer cover
Buy 1 day learner insurance for a single practice session, or longer provisional cover if you practise regularly for weeks. Matching duration to how often you drive keeps cost sensible.
How to get a quote
Start with the vehicle registration on InstantCover learner driver insurance, confirm provisional licence details and supervisor arrangements, choose duration, then pay online.